Finance content professional experienced in index funds, ETFs, ESG investing, later life finance, retirement planning, pensions, equity release, estate and inheritance tax planning, and much more.
What Does the Budget Mean for Savers?
With a General Election looming George Osborne had his last chance to inspire the country before they go out to vote in May. Since the recession many of us have been saving money while we weather the storm, but how will the recent budget affect savers?
One of the new ideas from Osborne that is sure to be welcomed by most is the introduction of a personal savings allowance. This will mean that you won't pay any tax on the first £1,000 of interest earned from your savings (it's just £500 for hi...
Should Britain Have Joined the Euro?
It's been over ten years since the UK failed Gordon Brown's five economic tests for adopting the Euro and the whole idea lost momentum. Now when politicians talk of the EU it's about whether the country will remain a part of it or withdraw. If the Tories win outright come May, we'll have a referendum on our hands. But were we right to pass on joining the single currency?
We should look to the biggest economic of recent events to find our answer. The 2008 crash and following recession is still...
Debt Vs Equity: Growing Business Sustainably
Choosing to raise finance through debt or equity is a step that many SME owners and directors have to make at some point.
Lending from major banks to smaller businesses has steadily declined over the last four years, contributing to an explosion in alternative finance formats available within the UK and a marked change in the business financing landscape.
Could Celebrity Endorsements Shape the Political Landscape?
Celebrity political endorsements are nothing new. Way back in the 1920s, Republican Presidential Candidate Warren Harding gained the support of singer and entertainer Al Jolson, who released a song entitled "Harding, You're The Man For Us". John F Kennedy also palled around with Frank Sinatra and Marilyn Monroe, but does this really have any particular effect?
Why Adapting to Millennials Could Give You a Competitive Edge
Millennials can get a bad press as employees, being called lazy, fickle and narcissistic. But could adapting to become the type of company which Millennials are queuing up to work for give a business a competitive edge?
The Four Cornerstones of Success for Young Entrepreneurs
Starting a business isn't easy for anyone while young people face their own disadvantages. They usually have less capital to support them, they might have student debts, and getting a business loan is going to be much harder.
Does the Recovering Economy Bring Promises of a Business Boom ...
It's been a tough few years for businesses in the UK, especially new start-up enterprises trying to make their mark in an economy rocked by recession. 2014 could mark the start of a turnaround for Great British businesses.
Solving the Mystery of Stonehenge | Sarah Willis
Solving the Mystery of Stonehenge | Sarah Willis
Techno-Tots - Is Tablet Technology Changing Our Children? | Sarah ...
Techno-Tots - Is Tablet Technology Changing Our Children?
Four Essential Considerations for University Applicants | Sarah Willis
Four Essential Considerations for University Applic...
Fintech innovation at home and abroad
Finance technology is nothing new, but it’s growing increasingly significant. It’s no longer the sole domain of disruptive start-ups trying to turn the industry on its head. Big businesses are trying to find their own place by snapping up the start-ups or working on their own innovative ‘fintech’ innovations.
Talking savers out of the ostrich mentality
British people aren’t saving anywhere near enough, whether it’s for retirement or inevitable rainy days. How can we pull our heads out of the sand?
SME guide to data compliance
The Sony hacking scandal highlighted just how vulnerable even the biggest companies can be to data breaches and just how much damage data leaks can do...
Why are British people retiring later?
We have one of the highest official retirement ages in the world. Many Britons work past the state pension age, giving us one of the highest effective retirement ages too, and it’s easy to see why. The British state pension is relatively miserly for a developed economy.
Invest, gamble or spend: what to do with a trivial pension
Just because you can take your pension as a lump sum, should you? And what could you do with it if you did?